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Debit & Credit app for iPhone and iPad


4.2 ( 4432 ratings )
Utilities Finance
Developer: Ivan Pavlov Pty Ltd
Free
Current version: 6.2, last update: 5 months ago
First release : 05 Aug 2014
App size: 22.23 Mb

If you are looking for a personal finance app that is convenient, easy to use and at the same time has enough features, then Debit & Credit is the right app for you.

• All Accounts in One App
Keeping financial records was always a bit of a hassle. But now you can actually enjoy it. See all your accounts in one place and switch between them with one simple touch.

• Super Fast
Creating a new transaction now takes a matter of seconds. It has never been easier with gestures and other features that we developed for you. And we will never require you to make dozens of unnecessary taps to accomplish simple tasks.

• Locations (Geotagging)
Shopping frequently at the same place? Save its location to record expenses even faster. You can also get a list of saved payees sorted by distance.

• Budgets & Scheduled Transactions
Do you want to budget expenses on a particular category? No problems. Do you plan to make a transaction in the future and want to be reminded about it? Consider it done.

• Financial Plans
Plan ahead by creating a financial plan for the next year. Compare your performance against it and see your future net wealth.

• Reports
We believe in clean, crisp reports that are easy to read and understand. See where and what do you spend your money on. Other types of reports are available too.

• iCloud Sync
We will never ask you to create an account or provide any personal details. All data is stored in iCloud, it is not available to anyone except you.

• Shared Accounts
Do you want to share some of your accounts with someone else? No problems, you can share selected accounts via iCloud while keeping other accounts private. Great for managing family finances!

• Bank reconciliation mode
Sometimes we all need extra help to keep our accounts in shape. You can easily reconcile your accounts with bank statements in the app to eliminate any disparities.

• Importing data
We know how important it is to be able to import transactions from your financial institutions. Thats why we support CSV, QIF, QMTF, OFX and QFX files. And you can also choose which particular transactions to import from a file, something that not all financial apps know how to do.

• Color Themes
Eight color themes are available for selection in the app settings in case if you want to customize your experience.

• Watch App
Create new transactions on the go with the Apple Watch app. You can also check your budgets and pay scheduled transactions with it.

• Powerful features
Split categories, pending transactions, URL schemes, file attachments, transaction tags, Siri, Touch ID and Face ID support, printing reports and saving them as PDF files - all those and many other features are at your disposal when you need them.

• Mac version of the app
You can download macOS version of the app on the Mac App Store. It has even more features and syncs fast with the iOS companion via iCloud.

Some features are limited to premium version subscribers. Premium version is an annual subscription. Our privacy policy, as well as subscription terms are available at https://debitandcredit.app/privacy-policy-with-terms.html.

In case of any questions please dont hesitate to contact [email protected].

Pros and cons of Debit & Credit app for iPhone and iPad

Debit & Credit app good for

So far this app has been killer at helping figure out my finances and where my money is coming and going. So far, super easy to work with, although there is some confusion ok my part about a few things, like the transferring between accounts. But Ill figure it out.
Ive been using Moneywiz for the past year or so, and while its a good app, Im sick of its overbearing design. I decided to try out Debit & Credit and really like its simplicity. It does just about everything Id want out of this kind of app, but it would be nice to have the ability to add transactions from the Today widget. A dark theme would also be welcome.
I use this app regularly to keep up on my expenditures and cash flow. Making things are balanced and accounted for. I love that it works across platforms. Only draw back is that it does take a while to figure out some functions. So why havent you downloaded it yet??
I love the ease of use and I hope to see more features in the future.
Only bad thing about it is the black background is more navy & off navy colored on 2 sections. But I cant knock a star for that. Game is so fast I use it for tracking auction house income and expenditures on desktop mmo games as well. Both my digi life and real life accounts are better tracked, quantifiable and analyzable thanks to this app & its Mac companion.
Simple intuitive interface. Quickly add transactions and transfers. Handy budgeting tools. And it gets updated regularly. I use it – and its accompanying Mac app – almost every day. Would love to see import from online accounts ... But a great app as is!

Some bad moments

This is the first such app Ive used and I find it easy to navigate.
I originally kept track of my finances and budgets with a Numbers spreadsheet, but that was clunky to use on the go and as a result didnt get updated as often as it should. Debit & Credit feels like the app version of the spreadsheets I had been managing — its almost exactly how I would have made such an app myself. Easy to use, flawless (and very fast) sync between iPhone, iPad and Mac, and a great reporting feature that makes it easier to see where my money is going. Its not completely perfect and wont appeal to those who expect their financial data to be imported automatically for analysis, but for someone who likes to keep their own records it is a great option.
Debit and Credit is a superb little utility. Includes iCloud sync so you can use it with the Mac version and other devices. Full featured, efficient and elegant. Highly recommended.
I always used Quicken for Windows, but wanted something for phone and iPad. This will easily replace Quicken, as I only need it for personal use. So simple to use and its great to not have to reboot my Mac to access Quicken for Windows.
I purchased this app for school for a student council treasurer this app is useful and highly worth it
Best option to manage personal finances, budget, saving goals. The only app that is simple to use and works perfectly. I wish I had this earlier it would have saved me alot of money on apps that just didnt do what I needed.

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